PROPELLER SOLUTIONS PRIVATE LIMITED (“us”, “we”, or “our” or “Birdfin”) operates the Birdfin application.
Personal Data means data about a natural person who can be identified from those data (or from those and other information either in our possession or likely to come into our possession). A parent providing the relevant information of his/her child for the use of the Services is also considered as Personal Data. This data is owned by the parent. Upon the child becoming 18 years of age, then a specific consent has to be obtained by the child for use of the Services.
Sensitive personal data means such personal information which consists of information relating to;(i) password;(ii) financial information such as bank account or credit card or debit card orother payment instrument details; and (iii) any detail relating to the above mentioned points as provided to us for using the Platform.
Usage Data is data collected automatically either generated by the use of the Platform or from the service infrastructure itself (for example, the duration of a page visit).
We collect several different types of information for various purposes to provide and improve our Platform to you.
While using our Platform, we may ask you to provide us with certain Personal Data that can be used to contact or identify you. Personal Data shall be collected at the time of registration and we may collect Personal Data including, but is not limited to:
We will collect Personal Data from the Users only if they voluntarily submit such information to us. Users can always refuse to supply Personal Data, except that it may prevent them from engaging in certain parts of our Platform or availing our services.
We may also collect information how the Platform is accessed and used. This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), passwords, browser type, browser version, the pages of our Platform that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags and scripts to collect and track information and to improve and analyse our Platform.
Examples of Cookies we use:
The Person Data collected by us shall be used for availing our Platform and utilised for other functions including but not limited to:
We process this Personal Data for these purposes given our legitimate interest in improving our Platform and your experience while using our Platform.
Where you have provided consent, we share your information, including Personal Data of the parent and the child, as described at the time of consent, such as when you authorize a third party application or website to access your BirdfinAccount or when you participate in promotional activities. Further, the User hereby has given the consent to us to share the Personal Information with identified banking partners of Birdfin, including but limited to their mobile numbers and email address to validate whether a user has an account with such banking partners. We take privacy very seriously and do not share the information until it is consented by the parent. Such sharing of data shall be limited to first name, last name, mobile number and e-mail address.
We further share the information for the following purposes:
Further, we may share information with our subsidiaries and affiliates to help us provide our Platform or conduct data processing on our behalf only after you have provided the consent.
Your information, including Personal Data, may be transferred to, and maintained on, computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
If you are located outside India and choose to provide information to us, please note that we transfer the data, including Personal Data, to India and process it in India.
Subject to applicable law, Birdfin may continue to hold data till the purpose for providing such data has been fulfilled. Notwithstanding anything contained herein, Birdfin may retain data after account deletion including but limited to the following
a. If there is an unresolved issue relating to your account, or an unresolved claim or dispute;
b. If we are required to by applicable law; and/or in aggregated and/or anonymized form; or
c. Birdfin may also retain certain information if necessary for its legitimate business interests, such as fraud prevention and enhancing users’ safety and security.
Birdfin may disclose your Personal Data in the good faith belief that such action is necessary to:
We have complied with reasonable security practices and procedures, and have a comprehensive information security programme and information security policy that shall contain managerial, technical, operational and physical security control. The measures we undertake may include, where appropriate, the use of firewalls, secure server facilities, implementing proper access rights management systems and processes, careful selection of processors, standard authentication and encryption policies for our servers and other technically and commercially reasonable measures. However, we cannot guarantee in any way with respect to any information that you upload transmit, share or display through the Platform and you do so at your own risk.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
We shall be not be responsible for any loss or wrongful sharing of information resulting from, industry wide shortages of labour or material, acts of war or civil disruption, governmental action, acts of God and other natural disasters which is beyond the reasonable control of Us.
We have appointed a grievance officer who shall address any discrepancies and grievances of the provider of the data with respect to processing of information in a time-bound manner.
Name: Ritesh Mehrotra
Email address: email@example.com
Contact details: _____________
By email: firstname.lastname@example.org
BY USING OR VISITING THIS PLATFORM, YOU SIGNIFY YOUR AGREEMENT OF THIS POLICY. IF YOU DO NOT AGREE TO ANY OF THESE TERMS, PLEASE DO NOT USE THIS PLATFORM OR SERVICES.
Last update: 29th May 2020